Final expense insurance is a type of life insurance that covers the costs of funeral and burial expenses. It is typically used to cover the costs of these expenses for people who do not have enough money saved up to cover them.

Life insurance, on the other hand, is a type of insurance that pays out a death benefit to the named beneficiary in the event of the policyholder’s death. The death benefit can be used to cover any number of expenses, including funeral and burial costs.

So, the main difference between final expense and life insurance is that final expense insurance covers funeral and burial costs, while life insurance can be used to cover any number of expenses, including funeral and burial costs.