There are a lot of factors to consider when deciding whether or not to get life insurance. Some people may feel like they don’t need it because they are young and healthy, while others may feel like it’s a necessary precaution.
Here are some things to think about when making your decision:
-How likely are you to die prematurely?
-How much would your loved ones need to live comfortably if you died?
-How much would a policy cost you?
-Are there any exclusions or limitations that might apply to you?
-Is the coverage renewable?
-What is the company’s financial stability?
Ultimately, the decision whether or not to get life insurance is a personal one. If you’re unsure, it’s best to speak to an insurance agent to get more specific information about policies and rates.
