Can you lose money in an IUL?
An Index Universal Life (IUL) can be a sensible and valuable addition to an investment portfolio. It can also, like every other vehicle, be the wrong choice for some investors. Because of its unique construction, IUL can provide additional value-added benefits that...
Is IUL good or bad?
There are many life insurance companies that offer life insurance programs tailored to the needs of high-income families. Life insurance is often an integral component in estate planning for people with accumulated wealth or high earning potential. If you have a...
Getting Life Insurance In Your 50s And Beyond
There are many things to look forward to as you reach your fifties. Your children are most likely older or already grown, and you are most likely in better financial shape than you have ever been. If you’re over 50 and don’t have life insurance, it’s probably due to...
Getting Life Insurance In Your 20s
Your twenties maybe a decade in which you incur enormous debt. In the event of your death, life insurance protects your loved ones from having to bear the financial burden of your expenses. Here’s an illustration. Let’s say you just bought a house and took out a...